OUR SERVICES

Insurance

Critical Illness is an insurance product developed to help consumers cover expenses associated with critical illness.

This specialized insurance provides a lump-sum, tax-free payment should a policyholder suffer from certain specific critical conditions. Some 600,000 Americans now have this protection purchased on an individual basis or through a plan offered by their employer.

If you fall and break your arm, accident insurance could provide a one-time cash payment to help with co-pays you might incur for treatment.

If a broken arm meant that you could not work, you could file a claim for short-term disability benefits in order to begin receiving weekly replacement income. Although there is a distinct difference between the two types of coverage, they can certainly complement each other in the case of a covered injury.

With the right life insurance coverage, we can be confident knowing that our loved ones will be able to live out their dreams, no matter what the future holds.

We do everything we can for our loved ones, not because we have to, but because we want to. If you're looking for affordable life insurance coverage for a specific period of time, term life insurance may be right for you. Permanent life insurance offers many different options and you can find the right guarantees, flexibility and cash value options to fit your needs.

Unlike traditional health insurance, long-term care insurance is designed to cover long-term services and support.

This includes personal and custodial care in a variety of settings such as your home, a community organization, or other facility. Long-term care insurance policies reimburse policyholders a daily amount (up to a pre-selected limit) for services to assist them with activities of daily living such as bathing, dressing, or eating.

JSH Financial Services, LLC

Protecting the future for you and your loved ones.

Financial Planning

We believe that life is more than a paycheck and our mission is to ease your worries and help you create a sound and stable financial strategy for your retirement.

As Part of The JSH Financial Services, LLC process, we'll help you create a retirement income plan that balances:

Daily Living Expenses
Budgeting for Luxuries & Quality of Life
Planning your Social Security Benefits for Maximum Results (Social Security can add $1M to your retirement fund)
Factoring in Pensions Withdrawal Strategies
Factoring in both Expected & Unexpected Medical Expenses
Planning for the Unexpected and the Inevitable

Are you seeking guaranteed retirement income or looking for an additional tax-advantaged way to save for retirement?

We have a broad selection of retirement annuity products designed to help fit your needs. Our highly trained professionals are ready to guide you and help you feel confident you're making the most suitable retirement planning decisions. We can review your current annuity to see if there is a more suitable lower-cost option available that might provide you with more competitive rates.

At JSH Financial Services, LLC you will work with a team of specialists who will help you prepare and execute an estate plan that is right for you and your beneficiaries.

One overlooked aspect of estate planning, other than avoiding taxes, is the fact that Insurance documents and other contracts may supersede the wishes you lay out in your will. Making sure all your beneficiary forms are in order, that you are transferring your assets in the most tax efficient manner, and that you have a continuity plan in place to ensure that your loved ones are taken care of while your estate is making its way through the courts, are all vital pieces of your plan. Give you and your loved ones the peace of mind that comes with knowing that you have a sound financial plan that takes care of them when the time comes.